{"id":5197,"date":"2022-06-20T18:59:33","date_gmt":"2022-06-20T18:59:33","guid":{"rendered":"https:\/\/www.fimobilia.com\/umschuldung-von-immobilienfinanzierungen\/"},"modified":"2023-01-18T18:30:17","modified_gmt":"2023-01-18T18:30:17","slug":"umschuldung-von-immobilienfinanzierungen","status":"publish","type":"page","link":"https:\/\/www.fimobilia.com\/en\/umschuldung-von-immobilienfinanzierungen\/","title":{"rendered":"REFINANZIERUNG"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;umschuld_1_header&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;10px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.17.4&#8243; background_image=&#8221;https:\/\/www.fimobilia.com\/wp-content\/uploads\/2022\/10\/umschuld_desk-2.png&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;95%&#8221; width_tablet=&#8221;95%&#8221; width_phone=&#8221;97%&#8221; width_last_edited=&#8221;on|phone&#8221; min_height=&#8221;625px&#8221; custom_padding=&#8221;86px|20px|80px|20px|false|false&#8221; animation_style=&#8221;fade&#8221; background_last_edited=&#8221;on|phone&#8221; background_image_tablet=&#8221;https:\/\/www.fimobilia.com\/wp-content\/uploads\/2022\/09\/fimobilia_tab.png&#8221; background_image_phone=&#8221;https:\/\/www.fimobilia.com\/wp-content\/uploads\/2022\/10\/umschuld_mob-2.png&#8221; background_enable_image_tablet=&#8221;on&#8221; background_enable_image_phone=&#8221;on&#8221; background_size_tablet=&#8221;initial&#8221; background_size_phone=&#8221;stretch&#8221; background_repeat_tablet=&#8221;no-repeat&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h1 id=%22head2%22><strong><span class=%22background-underline%22>Ihre<\/span><br \/><span class=%22background-underline%22>Wohnraumfinanzierung<\/span><br \/><span class=%22background-underline%22>ganz einfach von daheim?<\/span><\/strong><\/h1>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h1><strong><span class=%22background-underline%22>Your refinancing in <br \/>good hands<\/span><\/strong><\/h1>\n<p>&nbsp;<\/p>\n<p>&#8221; content_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Header StartSeite&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;64px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_font_size=&#8221;64px&#8221; header_2_line_height=&#8221;70px&#8221; width=&#8221;70%&#8221; custom_margin=&#8221;102px||||false|false&#8221; custom_padding=&#8221;|90px|0px|90px|false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;|0px||5px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; scroll_horizontal_motion=&#8221;0|55|55|100|5|0|0&#8243; scroll_fade=&#8221;0|70|70|100|50%|100%|100%&#8221; 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image=&#8221;https:\/\/www.fimobilia.com\/wp-content\/uploads\/2022\/10\/undraw_collecting_re_lp6p.png&#8221; arrows_custom_color=&#8221;#ff8d24&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.3em&#8221; custom_button=&#8221;on&#8221; width=&#8221;100%&#8221; max_width=&#8221;95%&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<p>A changed environment, economic or private, is usually a good reason to have the existing mortgage reviewed. Especially with variable interest rates or foreign currencies, this is a clear advice.<\/p>\n<p>[\/et_pb_slide][et_pb_slide heading=&#8221;Don&#8217;t feel like doing paperwork?&#8221; button_text=&#8221;Start your inquiry here&#8221; button_link=&#8221;https:\/\/www.fimobilia.com\/en\/kunanf\/&#8221; image=&#8221;https:\/\/www.fimobilia.com\/wp-content\/uploads\/2022\/03\/eigenheim.png&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.3em&#8221; custom_button=&#8221;on&#8221; width=&#8221;100%&#8221; max_width=&#8221;95%&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<p>With Fimobilia, we make it easy for you. Thanks to our digital process, you can easily enter the required information of the refinancing on our platform, saving you valuable time.<\/p>\n<p>[\/et_pb_slide][et_pb_slide heading=&#8221;Thinking of renovating your property?&#8221; button_text=&#8221;Start your inquiry here&#8221; button_link=&#8221;https:\/\/www.fimobilia.com\/en\/kunanf\/&#8221; image=&#8221;https:\/\/www.fimobilia.com\/wp-content\/uploads\/2022\/10\/undraw_agree_re_hor9.png&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|600|||||||&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;20px&#8221; body_line_height=&#8221;1.3em&#8221; custom_button=&#8221;on&#8221; width=&#8221;100%&#8221; max_width=&#8221;90%&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<p>Phasing out fossil fuels can be a costly endeavor. Adding to your existing mortgage can help. 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after_font_size_tablet=&#8221;&#8221; after_font_size_phone=&#8221;25px&#8221; after_font_size_last_edited=&#8221;on|phone&#8221; after_line_height_tablet=&#8221;&#8221; after_line_height_phone=&#8221;&#8221; after_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/dsm_typing_effect][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_line_height=&#8221;1.3em&#8221; custom_padding=&#8221;30px||30px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;18px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>As with any new mortgage, it is advisable to compare market offers for your refinancing! However, this is often where the hurdles start, because hardly anyone has the time to obtain and compare several financing offers.<\/p>\n<p>At Fimobilia you are exactly right if you are looking for a clear and simple comparison!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;umschulden_4_faq&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F0F3F1&#8243; width=&#8221;95%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;25px||10px||false|false&#8221; custom_padding=&#8221;30px||10px||false|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;95%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion open_toggle_text_color=&#8221;#25435D&#8221; open_toggle_background_color=&#8221;#FFFFFF&#8221; closed_toggle_text_color=&#8221;#25435D&#8221; closed_toggle_background_color=&#8221;#FFFFFF&#8221; toggle_icon=&#8221;&#x39;||divi||400&#8243; icon_color=&#8221;#CF6528&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;22px&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#25435D&#8221; toggle_level=&#8221;h2&#8243; toggle_font=&#8221;|600|||||||&#8221; toggle_font_size=&#8221;24px&#8221; toggle_line_height=&#8221;1.1em&#8221; body_text_color=&#8221;#25435D&#8221; body_line_height=&#8221;1.3em&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;5px||0px||false|false&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_color_all=&#8221;#25435D&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_horizontal=&#8221;3px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Does refinancing pay off?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>It is worthwhile if you took out a loan or a building society loan a few years ago; you want to pay a lower monthly installment over a possibly adjusted term or you possibly want to repay several loans and reduce your loan installment to one installment. In each of these cases, we will analyze the optimal solution for you.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;When will I receive first offers?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Once we have received the necessary documents and information from you, it usually takes 2 business days until you receive a meaningful comparison of several offers.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Why should I work with Fimobilia?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>We take over a large part of the work for our customers, which is usually done by the respective bank. The big advantage for you is that we submit one request to several banks simultaneously. We see ourselves as an extended arm between you and Lenders, saving you valueable time.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Doesn&#8217;t refinancing involve additional costs?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Only if you get to unserious consultants. We even commit ourselves to offer you only solutions which are more favorable than your existing financing. Nevertheless, there are some points, such as penalties, land registry entries, etc. that we also consider for you.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Aren&#8217;t intermediaries and platforms more expensive?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Unfortunately there are also providers who charge for their services a pretty significant fee for brokering your mortgage. At Fimobilia we ask you to help us with data and documents. Therefore our costs are by far cheaper compared to the average. The big plus: We charge our fee only if we finalize your financing together with you! You wont find any binding or obligatory contracts with us.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Isn&#8217;t it easier to go to my local bank?&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Obviously that is always a possibility! But even if you already have a new offer from your bank, a comparison is highly recommended. But even if you already have a new offer from your bank, a comparison is recommended. Different banks offer different products, which vary in terms of acceptance guidelines, terms, interest rates, etc. A comparison is always valuable.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.fimobilia.com\/wp-content\/uploads\/2022\/10\/undraw_emails_re_cqen.png&#8221; title_text=&#8221;undraw_emails_re_cqen&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;50%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px|0px|0px|0px|false|false&#8221; custom_padding=&#8221;80px|5px|30px|5px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;LeadGenButton&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/www.fimobilia.com\/en\/kunanf\/&#8221; button_text=&#8221;Start your Inquiry&#8221; button_alignment=&#8221;center&#8221; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;TypeFormButton&#8221; module_id=&#8221;%22et_pb_more_button et_pb_button%22&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;15px&#8221; button_text_color=&#8221;#25435d&#8221; button_bg_color=&#8221;#ff8d24&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;#25435d&#8221; button_font=&#8221;Source Sans||||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;5px|15px|5px|15px|false|false&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_text_color__hover=&#8221;#FFFFFF&#8221; button_text_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#FFFFFF&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_bg_color__hover=&#8221;#ff8d24&#8243;][\/et_pb_button][et_pb_code disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;typeform mob&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;10px||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<button data-tf-popup=\"m6eTysxW\" data-tf-iframe-props=\"title=LeadGen\" data-tf-medium=\"snippet\" style=\"all:unset;font-family:Source Sans Pro, Helvetica,Arial,sans-serif;display:inline-block;max-width:100%;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;background-color:#FF8D24;color:#25435d;font-size:15px;border-radius:3px;padding:0 33px;font-weight:normal;height:30px;cursor:pointer;line-height:30px;text-align:center;margin:0;text-decoration:none;\">Start your Inquiry<\/button><script src=\"\/\/embed.typeform.com\/next\/embed.js\"><\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yourrefinancingin good handsA changed environment, economic or private, is usually a good reason to have the existing mortgage reviewed. Especially with variable interest rates or foreign currencies, this is a clear advice.With Fimobilia, we make it easy for you. Thanks to our digital process, you can easily enter the required information of the refinancing on our platform, saving you valuable time.Phasing out fossil fuels can be a costly endeavor. Adding to your existing mortgage can help. Fimobilia supports you with your plans.<div class=\"et_pb_with_border et_pb_module dsm_card_carousel dsm_card_carousel_0 dsm_card_carousel_layout_stacked  dsm_card_carousel_equal_height dsm_card_carousel_arrow_outside dsm_card_carousel_arrow_mobile_inside\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t\n\t\t\t\n\t\t\t<div class=\"swiper-container dsm_card_carousel_wrapper\" dir=\"ltr\" data-params=\"[{&quot;direction&quot;:&quot;horizontal&quot;,&quot;effect&quot;:&quot;default&quot;,&quot;slider_effect_shadows&quot;:false,&quot;slider_effect_coverflow_rotate&quot;:&quot;30&quot;,&quot;slider_effect_coverflow_depth&quot;:&quot;0&quot;,&quot;loop&quot;:true,&quot;infinite_smooth_scrolling&quot;:false,&quot;slide_to_show&quot;:&quot;3&quot;,&quot;slide_to_show_tablet&quot;:&quot;1&quot;,&quot;slide_to_show_phone&quot;:&quot;1&quot;,&quot;slide_to_scroll&quot;:&quot;1&quot;,&quot;slide_to_scroll_tablet&quot;:&quot;1&quot;,&quot;slide_to_scroll_phone&quot;:&quot;1&quot;,&quot;space_between&quot;:&quot;15&quot;,&quot;space_between_tablet&quot;:&quot;15&quot;,&quot;space_between_phone&quot;:&quot;15&quot;,&quot;centered_slides&quot;:true,&quot;multiple_slide_row&quot;:&quot;off&quot;,&quot;slide_row&quot;:&quot;1&quot;,&quot;slide_row_tablet&quot;:&quot;1&quot;,&quot;slide_row_phone&quot;:&quot;1&quot;,&quot;speed&quot;:&quot;600&quot;,&quot;autoplay&quot;:false,&quot;autoplay_speed&quot;:&quot;3000&quot;,&quot;autoplay_viewport&quot;:&quot;&quot;,&quot;touch_move&quot;:true,&quot;grab&quot;:true,&quot;pause_on_hover&quot;:false,&quot;mousewheel&quot;:false,&quot;auto_height&quot;:false,&quot;equal_height&quot;:false,&quot;equal_height_tablet&quot;:true,&quot;equal_height_phone&quot;:true}]\">\n\t\t\t<div class=\"swiper-wrapper\"><\/div>\n\t\t\t<\/div><div class=\"swiper-button-prev dsm_card_carousel_arrow\" data-icon=\"4\"><\/div><div class=\"swiper-button-next dsm_card_carousel_arrow\" data-icon=\"5\"><\/div><div class=\"swiper-pagination dsm_card_carousel_pagination\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div><div class=\"et_pb_with_border dsm_card_carousel_child dsm_card_carousel_child_0 swiper-slide\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t\n\t\t\t\n\t\t\t<figure class=\"dsm_card_carousel_child_image_wrapper dsm_card_carousel_child_badge_top_center\"><div class=\"dsm_card_carousel_child_image_background dsm_card_carousel_child_img\"><\/div><div class=\"dsm_card_carousel_child_badge_text\">Step 1<\/div><\/figure>\n\t\t\t<div class=\"dsm_card_wrapper et_pb_text_align_left et_pb_bg_layout_light\">\n\t\t\t\t\t<h2 class=\"dsm_card_title et_pb_module_header\">Register and set-up your account<\/h2>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"dsm_card_carousel_child_description\">In just a few steps you can create your secure account. This will allow you to access your request(s) at any time, get updates on the status of your financing request<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div><div class=\"et_pb_with_border dsm_card_carousel_child dsm_card_carousel_child_1 swiper-slide\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t\n\t\t\t\n\t\t\t<figure class=\"dsm_card_carousel_child_image_wrapper dsm_card_carousel_child_badge_top_center\"><div class=\"dsm_card_carousel_child_image_background dsm_card_carousel_child_img\"><\/div><div class=\"dsm_card_carousel_child_badge_text\">Step 2<\/div><\/figure>\n\t\t\t<div class=\"dsm_card_wrapper et_pb_text_align_left et_pb_bg_layout_light\">\n\t\t\t\t\t<h2 class=\"dsm_card_title et_pb_module_header\">Simple inputs to your refinancing request<\/h2>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>With our simple steps you have everything [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-5197","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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